Category: Finance

Should You Name Children As Beneficiaries of Your Life Insurance Plan?

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Unless you are very rich and you leave behind a fortune, your family will be facing great financial problems upon your death. Those problems become even more acute when the sole breadwinner dies. So, it is no wonder that almost all middle-upper class American citizens prefer to purchase life insurance. This service grants a guaranteed death benefit upon the death of the policy holder. Naming the direct beneficiaries is another issue and most people prefer

Posted in Finance, Home and Family, Insurance

5 Advantages of Having Whole Life Insurance

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If you opted for whole life insurance, we congratulate you. But before applying, read more about these 5 advantages of having whole life insurance and get whole life insurance quotes online: Whole life insurance is a permanent life insurance. This means that it become available for lifetime right from the moment you have signed in the contract. The only ways in which it can expire is by not paying the premiums or when the policyholder

Posted in Finance, Insurance

No Medical Exam Life Insurance for Former Cancer Patients

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Surviving cancer is one of the rarest miracles it can happen to you. Luckily, medicine has made huge progress in defeating this terrible disease and more experimental procedures are being tested as we speak. But let us focus on those that survived medical treatments and surgical procedures and they had their tumors removed. Although in some cases, the effects of cancer are removed and the body is fully functional, they will not be accepted by

Posted in Finance, Health and Fitness, Insurance

Should You Buy Term Life Insurance When You Are Pregnant?

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It is natural for a mother to protect her children. If you think about purchasing life insurance during pregnancy, you have all the reasons to do so. Term life insurance plans are not more expensive for pregnant women.  A normal pregnancy will not influence life insurance rates. The best time to buy life coverage is as soon as possible. If you are awaiting a child, purchasing life coverage is essential for the well-being of your

Posted in Finance, Insurance

No Medical Exam Life Insurance Quotes for Diabetes!

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A pre-existing medical condition can make finding affordable life insurance difficult. Diabetics will have to spend time looking for affordable no medical exam life insurance quotes. However, there are plans that provide coverage. If you have been diagnosed with diabetes, you should not give up on life insurance. It is important to provide financial protection for your loved ones. Some life insurance plans provide coverage for type I and type II diabetes, without asking you

Posted in Finance, Health and Fitness, Insurance

Term Life Insurance – How to Improve Your Policy With Riders!

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Term life insurance is considered one of the most flexible and affordable policies on the market. That makes it very appreciated and widespread in the US. There are many happy customers that calmly sleep at night knowing that the wealth of the family is safeguarded. However, you can make this policy more effective if you add certain elements.  Let us tell you how to improve your policy with riders. And in the end, you can

Posted in Finance, Insurance

Term Life Insurance vs Whole Life Insurance – Which is Best?

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It is normal to worry about the wealth of your family. The economy of our country has suffered a lot in the recent years and the global crisis effects are still visible nowadays. Many companies were closed and a huge number of people lost their jobs. In this hostile environment, estate planning for a long term has become a necessity. This planning must also include worst case scenarios, like the death of a wage earner

Posted in Finance, Insurance

No Medical Exam Life Insurance – Can It Cover Funeral Expenses?

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When we first hear of “no medical exam life insurance”, we immediately associate those words with limited financial protection and intimidating prices. Well, we can tell you that you have serious misconceptions and you should review this policy again. If offers a high degree of protection, including financial support for paying medical bills and it can cover funeral expenses. No exam life insurance policies are designed to be flexible and adapt to the unique requirements

Posted in Finance, Funeral, Insurance

Life Insurance for Seniors – 3 Tips for Finding Affordable Coverage

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If you consider purchasing life insurance for seniors, we can offer you 3 simple tips for finding affordable coverage. You can buy no medical exam life insurance for elderly or any other type of life coverage. Many agencies insure clients who are over 65 year old, so your chances of finding coverage are high. Here are our 3 tips that will help you find affordable coverage: Quit smoking or any other harmful habits If you smoke, it

Posted in Finance, Insurance

5 Reasons to Purchase Life Insurance as a Senior!

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Seniors life insurance can help you provide the financial stability your family needs. Carrying a plan during retirement may not be as expensive as you think. On top of this, you will help your families by providing essential financial relief. Here are 5 reasons to purchase life insurance as a senior: High funeral costs A simple burial ceremony can amount to almost $10,000. This is a huge expensive your family may not be able to make. By

Posted in Finance, Insurance